Legal protection for the family, covering a wide range of legal problems. Policy cover is offered alongside or automatically included within a home insurance policy through a broker or insurer scheme. Elements of the Family Legal Protection policy are as follows:

Your Employment Protection

  • Disputes with a current, former or prospective employer regarding an insured person’s contract of employment or related legal rights.

Protecting Your Property

  • Actions following nuisance or trespass.
  • Pursuit of a claim for damages following an event causing physical damage to the policyholder’s property.

Tax Enquiries

  • Representation in an audit by the Revenue Commissioner into an insured person’s self assessment tax return.

Consumer Contract Disputes

  • Disputes with a person or organisation providing defective consumer goods or services and defence of claims brought by a person to whom private consumer goods have been sold.

Personal Injury

  • Pursuit of a personal injury claim on behalf of an insured person including help registering with the Personal Injuries Assessment Board.

Clinical and Medical Negligence

  • Pursuit of a claim on behalf of an insured person following an identified act or negligent surgery or medical procedure.

Defence of Your Legal Rights

  • Defence of an insured person’s legal rights in work-related criminal prosecutions.
  • Data Protection legislation which directly applies in the Republic of Ireland.

Jury Service and Witness Expenses

  • An insured person’s lost salary or wages whilst attending jury service or as a witness in a claim under the policy.

Identity Theft Assistance

  • Assistance to help restore an insured person’s identity and defending legal actions arising from an insured person’s identity theft.

Personal Legal Advice Helpline

  • Advice over the phone on any personal legal problem under the laws of the Republic of Ireland, UK, Isle of Man or the Channel Islands.

Identity Theft Advice

  • Advice and guidance on keeping personal identification safe and secure.

Counselling Helpline

  • Telephone counselling on matters causing distress and anxiety.

Limit of indemnity

  • The standard limit of indemnity is €75,000 per claim.

Territorial limit

  • The cover applies throughout the Republic of Ireland. Certain covers are also extended to member states of the EU, Norway and Switzerland.