Our Commercial Legal Protection policy provides comprehensive protection for businesses of all sizes. Cover can be offered alongside or automatically included within a business insurance policy through a broker or insurer scheme. Elements of the policy are as follows:
Employment Disputes and Compensation Awards
- A dispute with an employee, ex-employee, prospective employee or alleged employee relating to a contract of employment or a breach of employment legislation.
- Awards of compensation made against the policyholder at a court or tribunal or under a settlement agreed by us.
Defence of Legal Rights
- Defence of an insured person’s legal rights prior to the issue of legal proceedings if suspected of committing a criminal offence.
- Defence of a criminal prosecution against an insured person.
- Defence of a civil action for compensation under the Data Protection legislation which directly applies in the Republic of Ireland.
- Defence of a civil action taken against the policyholder relating to wrongful arrest following an accusation of theft.
- Appeals against the imposition or terms of a Statutory Notice.
- Appeals against the refusal of the Data Protection Commissioner to register the policyholder’s business.
- Defence of a civil action taken against employees for unlawful discrimination or as trustee of the policyholder’s pension fund.
Protecting Your Property
- Pursuing or defending a claim following a nuisance or a trespass.
- Pursuit of a claim for damages following an event causing physical damage to the policyholder’s property.
Tax Investigations and Disputes
- Representing the policyholder in a revenue audit by the Revenue Commissioner.
- Representation in a dispute with the Revenue Commissioner or the Department of Employment Affairs and Social Protection regarding compliance with PAYE or Social Insurance Contributions Regulations.
- Representation in a dispute with the Revenue Commissioner regarding a VAT audit.