Our Commercial Legal Protection policy provides comprehensive protection for businesses of all sizes. Cover can be offered alongside or automatically included within a business insurance policy through a broker or insurer scheme. Elements of the policy are as follows:

Employment Disputes and Compensation Awards

  • A dispute with an employee, ex-employee, prospective employee or alleged employee relating to a contract of employment or a breach of employment legislation.
  • Awards of compensation made against the policyholder at a court or tribunal or under a settlement agreed by us.

Defence of Legal Rights

  • Defence of an insured person’s legal rights prior to the issue of legal proceedings if suspected of committing a criminal offence.
  • Defence of a criminal prosecution against an insured person.
  • Defence of a civil action for compensation under the Data Protection legislation which directly applies in the Republic of Ireland.
  • Defence of a civil action taken against the policyholder relating to wrongful arrest following an accusation of theft.
  • Appeals against the imposition or terms of a Statutory Notice.
  • Appeals against the refusal of the Data Protection Commissioner to register the policyholder’s business.
  • Defence of a civil action taken against employees for unlawful discrimination or as trustee of the policyholder’s pension fund.

Protecting Your Property

  • Pursuing or defending a claim following a nuisance or a trespass.
  • Pursuit of a claim for damages following an event causing physical damage to the policyholder’s property.

Tax Investigations and Disputes

  • Representing the policyholder in a revenue audit by the Revenue Commissioner.
  • Representation in a dispute with the Revenue Commissioner or the Department of Employment Affairs and Social Protection regarding compliance with PAYE or Social Insurance Contributions Regulations.
  • Representation in a dispute with the Revenue Commissioner regarding a VAT audit.

Personal Injury

  • Pursuit of a personal injury claim on behalf of an insured person.

Jury Service & Witness Expenses

  • An insured person’s lost salary or wages whilst attending jury service or as a witness in a claim under the policy.

Statutory Licence Appeal

  • Appeals against the suspension, cancellation, alteration of a statutory licence or refusal to renew the statutory licence.

Contract Disputes

  • Pursuing or defending a legal action relating to a contract entered into by the policyholder for the purchase or sale of goods or services.

Recovery of Undisputed Debts

  • Recovery of a debt owed to the policyholder.

Commercial Legal Advice Helpline

  • Advice over the phone on any legal problem affecting the business under the laws of the Republic of Ireland, UK, Isle of Man or the Channel Islands.

Counselling Helpline

  • Telephone counselling for employees on matters causing distress and anxiety.

Limit of Indemnity

  • The standard limit of indemnity is €150,000 per claim.
  • The annual aggregate limit for Employment Compensation Awards is €1,500,000.

Territorial limit

  • Cover applies throughout the Republic of Ireland. Certain covers also extend to EU member states and other specified countries in Europe.

 

 




Legal Protection Group Logo
The insurance policy is administered and managed by Legal Protection Group Limited

Legal Protection Group Limited
Registered in the United Kingdom and authorised to conduct insurance business in Ireland.
FAC reference number 749446

17/18 Herbert Place, Dublin 2, Ireland

Head and Registered Office: Lysander House, Catbrain Lane, Cribbs Causeway, Bristol BS10 7QT, United Kingdom
Legal Protection Group Limited (firm reference number 749446) is an appointed representative of Somerset Bridge Insurance Services Limited (firm reference number 477112). Somerset Bridge Insurance Services Limited is authorised and regulated by the Financial Conduct Authority.